EPF has been a popular choice of saving tax and retirement planning for over 60 years and currently close to 4 crore members are depending upon their EPF balances for comfortable post retirement life. On the other hand, NPS was launched in 2004 for new Government employees and subsequently it was offered to general public in 2009. NPS is still to gain popularity among masses.
But, Employees that are currently covered under the EPF scheme have the option to shift to the NPS scheme and make use of the attractive tax benefits and savings that apply under NPS. With the recent changes in the NPS and EPF, many investors are in the dilemma that which scheme is better. Your search and dilemma ends here, please watch the video.
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